Richard brings over 30 years of broad financial services experience. He joined Balanz USA from Snowden Lane Partners where he was Managing Director and led the domestic and international wealth business within the Southeast Region. Previously, he was Senior Vice President of Wells Fargo Advisors, Regional Director of BBVA Wealth, Regional Director at Deutsche Bank and Senior Vice President of US Trust Company of Florida. Early in his career he spent 11 years with Charles Schwab in multiple roles as Regional Branch Manager, East Region Head of Fixed Income and Vice President of Institutional Sales.

Fred has more than 25 years of financial services experience across multiple capital markets roles. Most recently he served as the Managing Partner of Axio Financial (sold to iCapital Networks in November 2021), where he was responsible for origination and distribution of alternative investment products. Prior to that he was a managing director at Incapital LLC where he managed Trading and Sales of traditional fixed income products as well as structured notes, having worked previously at Deutsche Bank Securities and Bankers Trust.

With over 25 years of experience in financial services, Marc joins Balanz USA from Snowden Lane Partners, where he was the Regional Compliance Officer. Previously, he worked in similar compliance and financial advisor roles at Citi, Wells Fargo and Charles Schwab. Marc brings an exceptional perspective as our Chief Compliance Officer: in previous roles, he was a financial advisor and understands the frontline needs for advisors and how to partner with them to deliver an unparalleled client-advisor experience.

Carlos began his financial career at Pershing Inc., New York City. After relocating to Miami, he joined Charles Schwab, holding various roles, including Vice President & Branch Manager. He also spent time at UBS, Morgan Stanley and Wells Fargo Advisors in Risk and Operations leadership roles. Most recently Carlos was Operations Manager at Insigneo Financial Group.